Caring for a loved one is one of the most meaningful things you can do — and in many states, you may be able to receive pay for the care you already provide. Take our quick Caregiver Eligibility Quiz to find out if you or a family member could qualify to get paid for caregiving through Medicaid or other home-care programs. Your results will include next steps and links to your state’s caregiver options, so you can understand what programs might be available to your family.
This quiz only takes about a minute and helps you start the conversation with Lumma about becoming a paid caregiver for someone you love.
Caregiver Eligibility Quiz
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Caregiver Eligibility FAQs
Who can be a paid family caregiver?
In many states, parents, adult children, relatives, and trusted friends may qualify to be paid caregivers when the person receiving care is eligible and lives at home. Exact rules vary by state and program. Talk to a Care Guide to review your situation.
Do I need Medicaid to qualify?
Most paid family caregiver programs are funded through state Medicaid. If your loved one has Medicaid—or likely qualifies—you may be eligible. If you’re unsure, we can help you check eligibility and apply. Get help with Medicaid.
Can spouses be paid caregivers?
In some states, yes—but not everywhere. For example, in Massachusetts, spouses cannot be paid caregivers under current rules. Always check your state page for details. Ask Lumma about your state.
Does the person receiving care need to live at home?
Typically, yes. Paid family caregiver programs usually cover care provided in the home (house or apartment), not in facilities like nursing homes or assisted living.
How much help with daily activities (ADLs) is required?
Eligibility often depends on needing help with ADLs such as bathing, dressing, mobility, toileting, or eating. The more consistent assistance needed, the stronger the case for eligibility.
Do I need to be a nurse or have special certifications?
No. These programs generally cover non-medical, in-home support. Training may be provided after enrollment. Requirements differ by state—check your state page or talk to a Care Guide.
How are paid family caregivers compensated?
Compensation varies by state, program, assessed hours, and the individual’s level of need. Some states use hourly pay; others provide stipends. See your state’s details and estimates on the quiz results page.
How long does it take to get approved?
Timelines vary by state and by how quickly documents are submitted (ID, Medicaid info, proof of residence, care needs). Lumma helps you organize what’s needed and move things forward.
What if we don’t have Medicaid yet?
You may still qualify after Medicaid approval. Many families are eligible and don’t realize it. We’ll help you check eligibility and apply. Start with Lumma.
What if the quiz says “Not Yet”?
That result highlights next steps that can improve eligibility—such as documenting ADLs, confirming Medicaid, or planning for care at home. Use the links provided to take action for your state.
